23 responses to “Withdraw Paypal to BDO account? What BDO says

  1. I’ve a nasty experience with my BDO debit card. I tried to purchase a Brainbench online certification which costs 14USD. After entering my debit card details on the payment form and submitting, there was an error in processing transaction. A couple of days later, I found out that the amount of Php695 was deducted from my savings account and was wired to BrainB. I emailed Brainbench customer care and they said no such amount was transferred to them. They said my bank declined the transaction. And yet it clearly reflects on my BDO statement that the amount was wired to Brainbench. And now the mystery still remains: where did my money go?

    REPLY
    Hi Annika
    In any kind of debit card, or credit card, you need to be very Careful. I did not know about this until I came to Thailand. Credit card fraud is very rampant here, so you need to be more vigilant about the use of your Debit Card or Credit Cards anywhere. I used to own a store with a POS terminal for Credit and Debit Cards It was pretty easy to swipe any card on a POS terminal, and pretty easy to make mistakes swiping another card for another one’s transaction. Lesson here? – Keep your eyes wide open when your card is swiped, so that it will not be swiped twice, or swiped on the POS for another one’s transaction.
    -sexyonboard

    • In any kind of debit card, or credit card, you need to be very Careful. I did not know about this until I came to Thailand. Credit card fraud is very rampant here, so you need to be more vigilant about the use of your Debit Card or Credit Cards anywhere. I used to own a store with a POS terminal for Credit and Debit Cards It was pretty easy to swipe any card on a POS terminal, and pretty easy to make mistakes swiping another card for another one’s transaction. Lesson here? – Keep your eyes wide open when your card is swiped, so that it will not be swiped twice, or swiped on the POS for another one’s transaction.

  2. Hi..

    I hope you can help me solve my problem about this verification in PayPal.. I already have an account in PayPal but I didn’t verify it with my debit card account number since it doesn’t recognize by the PayPal.. I just want to know how to make it verified? About you’ve stated above the “BDO universal code”, I don’t know what’s that code.. Can you please help me know more about this code?? Where will I going to put the code of BDO in paypal??Please answer some of my questions.. You can email me at krisxander34@gmail.com

    • First question: Do you have a BDO account?
      If yes, then you can link your BDO account to your Paypal account so that your money from Paypal will go to your BDO account.

      The bank account that you have with BDO serves as the account which Paypal will wiretransfer all your funds. Paypal can wire transfer yoru funds either to a Credit Card or Debit Card. BDO Savings account will have an ATM card with it which also serves as a Debit Card (just like UnionBank’s EON).

      The bank code is an information that Paypal will ask you in a dialogue box once you choose to withdraw your funds to your bank account. All Banks will have different bank codes (bank accounts will have their own Paypal Bank codes) which you need to put in the dialogue box that asks for it during the process of registering your BDO bank account with Paypal.

      If this is still unclear to you, let me know where you are stuck at.
      All the best!

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  4. Anyone who has tried withdrawal from paypal to metrobank credit card?Ty

  5. PayPal
    Secure
    You’ve activated your PayPal account

    Now that you’ve linked your bank account, take a moment to link your credit card. It gives you another way to pay when you shop.
    Pay with mycredit card

    * Pay right away – get set up in seconds.
    * Pay without exposing your card number to merchants.
    * No need to retype your credit card information.

    Pay with mycredit card

    * Pay right away – get set up in seconds.
    * Pay without exposing your card number to merchants.
    * No need to retype your credit card information.

    Credit card numberVisaMasterCardAmex
    Expiration date

    Month

    Year

    CSCWhat’s this?

    It’s the 3-digit number printed on the back of your card.For American Express, it’s the 4-digit number on the front.
    Billing address:

    Change

    Address Line 1

    Address Line 2 (optional)

    City
    State and Zip

    State / Province / Region

    Postal Code

    Go to My Account

    paypal requires mastercard, visa, not BDO! how was it exactly using BDO? duranjim@rocketmail.com

    • Instead of choosing credit card option (mastercard or visa), choose bank transfer. It’d prompt you to plug in Bank code…place BDO’s corresponding code. I cannot accurately remember, but it might also ask for Swiss Code…ask BDO for that information.

  6. I am having hard time verifying my paypal account..i have a lot of money on many websites and planning to transfer them all to my paypal..yet,i cant verify it..im having trouble on the 2 small deposits as the paypal is saying to verify my account.
    thats why i cant withdraw my $300 on my paypal..
    friends, do you want to know where i got $300?
    i join these website and paid me money for every ads i clicked

    but pls..help me how to withdraw this from my paypal..
    i think i must use too a BDO account coz im trying to use BPI..huhuhu..T_T

    • just follow Paypal instructions, which are fairly easy and straightforward. Call your bank for the 2 amounts that was deposited to your account, and enter on your paypal account.

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    And now i am fully successful for transfer my earnings. And my local account of Dutch-Bangla Bank’s is filled from my freelance earnings. I think blsoftmarketing is very useful for Bangladeshi providers.

  8. If I can’t find my 4-digit paypal code, does it mean that i can’t withdraw my paypal money to my bdo (debit card) bank account? I’m not enrolled into online internet banking that’s why i don’t know where to obtain my pp 4-digit code. it’s been 5 business days and i’m hopeless. I know i must confirm my debit card link to paypal but I don’t have an online bank account since i’m not enrolled to it. So is there other way for me to locate my pp 4-digit code? I thought paypal is going send that code to my e-mail address but now I know that I really have to find it on my own. Can anyone give me idea where?

    • No such thing when i linked my paypal to my bank….all you have to do is to call your bank, ask them the amounts which Paypal made a deposit to your account linked to paypal, and you will be good to go – sexyonboard

  9. @Venice0917. My 4-digit paypal code appeared on my bank statement. I was asked to verify my account – the 4-digit code is part of the paypal transaction line. Since you can’t access your bank account online, then you’ll have to get a bank statement (in paper) from your bank to get the 4-digit code. (That could possibly take 2 weeks.) Oh, and don’t keep clicking on verify ok? It will deduct a certain amount of money (like a dollar or so) from your peso account every time you try to verify. (I tried it twice, so I know.)
    It takes about a day or two for a transaction to appear on your bank statement, whether it be online, or on paper. So if you just tried verifying it today, the transaction will appear 1-2 days from now.
    If I were in your position, I’d ask the bank about getting online access to my bank account.

  10. hello miss sexyonboard..

    i’ve been on my online job for 3 moths now, and the first transactions were over xoom and western union, but my boss wants to use paypal this time.. and by reading the comments from the others about paypal to bdo, i’m kinda scared to transact via paypal..

    because these are whats up with my account:

    1. i’m not verified, since i don’t have a credit card,
    2. then the bank account i have is just a ATM card. i don’t know if its the normal ATM card because the maintaining balance is 100php, while the regular ATMs are 2000 am i correct? this card was issued for my mother in their company , Aim Global to get their rebates..
    is it ok to use this card? i have registered this account to the paypal banks list. is there a way to know if the bank account i registered with is okay if there’s no money yet in the paypal account?

    i think those are the issues i want to ask you about, before my boss puts money in my paypal account. i’m afraid that if he puts them in there, i wont be able to successfully get my salary..

    please help, i’m kinda scared… you’re the first person i’m asking for help on this online.. i think i can trust you with your experience 🙂
    thank youuu!!!

    • Dear lenian,
      DISCLAIMER:
      This is a personal blog, so I cannot speak for other users’ personal experiences, nor do I speak for BDO or Paypal. I only wrote about what I went through doing the transactions myself.

      The only reason why I posted this article is for me to be able to help other webtrepreneur fro the Philippines who are finding ways to encash their earnings through Paypal and BDO, and purely based on my personal experience.

      With regards to the personal experiences of others, I cannot comment on those, and I do not even guarantee that linking Paypal with BDO would be the safest way to encash your earnings.

      My understanding is that if you are not verified with paypal, you can still encash your earnings, but you will have limitations on terms of sending cash or withdrawals. BUT DO NOT TAKE MY WORD ON THIS, YOU HAVE TO ASK PAYPAL ABOUT THIS.

      As to your debit card, what you can do though is to ask your bank about your debit card, and if they offer such services for Paypal, or any electronic banking.

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    Hello Guru, what entice you to post such a revealing article. This article was extremely interesting, especially since I was searching for thoughts on this subject since last Thursday.

  12. Thank you so much!!!!! 🙂

  13. Hello,

    Please help me. I’ve tried to link my paypal w/ my bdo cash card account but the error prompted on the screen is ” We were unable to verify this credit card. Please check if the information you entered is correct. Please also make sure your credit card billing address matches your PayPal street address” but I already re-checked the address.

    • I am not sure if CashCard from BDO is allowed.
      I heard they now have the BDO Remit card..maybe you can try that one…it does not require any maintaining balance. I guess its treatment would be the usual debit card.

  14. nice, thank you for sharing it so detailed.

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